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Capital Management and Funding Strategy

Term Maturity ($ in billions) 9/30/23 $20.8 $16.6 $10.5 $4.0 $9.5 $8.1 $7.3 $7.5 $2.8 $0.6 $1.4 $0.8 $0.8 $2.1 $3.0 $7.6 $7.5 $6.8 $5.3 $5.2 $1.5 $1.5 2023 2024 2025 2026 2027 Thereafter CDs* Card ABS** ■ Unsecuredt AM EX *Reflects long-term CDs issued with an original maturity of 12 months or greater. **Reflects the face amount of Card ABS, net of securities retained by the company. Includes drawn amounts (if any) on the secured borrowing facilities. Reflects face amount of Unsecured Term Debt; Includes drawn amount (if any) on the committed syndicated bank credit facility. The long-term debt balance on the Company's consolidated balance sheet includes capitalized leases and certain other items that are not included in these balances. Note: totals may not sum due to rounding. 10
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