Capital Bank Performance & Strategic Growth slide image

Capital Bank Performance & Strategic Growth

Healthy growth, continuously rewarding shareholders Performance shows improving profitability and returns to shareholders Net Operating Income Net Income Portion attributed to Capital Bank, excluding Audi transaction NOI +6.2% All values in USD Solid performance and Audi Upside Robust strategy continues to allow for significant growth in net operating income and profitability. Reached $14.4m in Net Income for Q1 2021 versus $8.6m in Q1 2020, excluding Audi transaction impact. NI +17.1% 88.3 +54% excl. Audi +390% incl. Audi 69.3 66.3 62.4 48.9 42.8 38.5 40.6 42.8 +38% 42.0 22.8 20.9 15.2 8.6 14.4m 2016 2017 2018 2019 2020 Q1 2020 Q1 2021 ROE 4.9% 8.0% 8.8% 8.4% 9.2% 7.02% 32.2% Dividend % 5% 10% 10% 10%** 12% Dividend Payout Ratio 81% 82% 65% 80%* ** 92% EPS 0.087 0.172 0.217 0.178 0.183 0.035 0.207 15 *ROE figure covering YTD June 2020 performance excludes COVID-19 & FX devaluation impact related provisions for the period. ** Dividends for 2019 announced, however postponed due to Central Bank of Jordan's instructions to all Banks following the onset of COVID-19.
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