Investor Presentaiton

Digital Footprint for Q2 FY 2023 Internet Banking Users (In Lakhs) BHIM UPI Users (In Lakhs) Mobile Banking Users (In Lakhs) 42.69 134.84 56.76 37.14 45.77 125.49 Sep-21 Sep-22 Sep-21 Sep-22 Sep-21 Sep-22 Merchant Base (In Lakhs) UPI Transactions (In Crores) Payment Acceptance Channels 1% 48160 2.43 2.36 29112 Sep-21 Sep-22 Sep-21 Sep-22 9% 3% 10% 77% ■BHIM/UPI Merchants ■ ATMs Physical POS ■Bharat QR Merchants AePS Merchants IDBI BANK Page 36

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