Bajaj Finserv - Covid-19 Update and Business Continuity Plan

BAGIC: LOB wise Net Claim ratio (Major LOBS) Line of Business Net Claim Ratio BBAJAJ Allianz Q1 FY21 Q1 FY20 FY20 FY19 Fire** 118.1% 93.8% 68.0% 74.4% Marine Cargo 77.3% 79.6% 67.3% 94.0% Motor OD 50.7% 67.0% 67.7% 60.0% Motor TP 79.8% 66.2% 64.5% 64.5% Motor Total 68.0% 66.5% 65.8% 62.4% Engineering 102.3% 30.4% 52.8% 43.5% PA 49.0% 51.9% 56.0% 50.2% Health 62.0% 85.0% 85.6% 89.5% Crop 84.5% 120.9% 92.0% 74.9% Total 68.1% 72.8% 70.7% 68.6% Total (Ex Crop) 67.8% 71.2% 69.2% 68.4% **Fire portfolio had a higher claims ratio in Q1 FY21 because of higher NATCAT claims. 44 *Health includes Retail, Group and Overseas | PA includes retail and group business | Net Claim Ratio = Net claims incurred divided by Net Earned Premium | LOB trend for major LOB

View entire presentation