Investor Presentaiton

ESG scores from independent rating agencies ISS▷ ENVIRONMENT 3 SOCIAL 2 GOVERNANCE 3 MSCI ** Bank of Georgia falls into the highest scoring range relative to global peers CCC B BB BBB A AA AAA LAGGARD AVERAGE FTSE4GOOD Index INCLUDED IN THE GLOBAL RESPONSIBLE INVESTMENT INDEX FTSE4GOOD SINCE 2017 LEADER 24 24 ISS uses 1-10 scale. 1 indicates lower governance risk, while 10 indicates higher governance risk versus its index or region. 1 indicates higher E&S disclosure, while 10 indicates lower E&S disclosure. Governance scores is as of 14 March 2022; E&S scores are as of 10 June 2021. MSCI score is as of 3 May 2022.

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