4Q 2022 INVESTOR PRESENTATION
Income from Financing & Investments
Gross funded income grew 34% from 40% growth in investment income and 33% growth in financing income
Funded Income, Gross (SARmn)
مصرف الإنماء
alinma bank
Total Funded Income, Gross Movement YoY (SARmn)
+68%
2,437
2,049
1,653
1,452
1,474
5,678
322
+34%
1,613
7,613
2,090
1,753
1,232
1,242
1,391
220
232
262
QoQ 4Q 21 +2%
1Q 22
+12%
2Q 22
+24%
296
3Q 22
+19%
347
4Q 22
Total Funded Income,
Gross
Investments
Financing
Investments
Financing
FY 21
+40%
+33%
Total Funded Income,
Gross
FY 22
Funded Income, Gross Composition
(SARmn)
1%
18%
36%
Retail
45%
Corporate
7,613
4Q 2022 INVESTOR PRESENTATION
Treasury
Funded Income, Gross Composition
(SARmn)
15%
Investments
7,613
Financing
Investments & brokerage
85%
Management Commentary
■ Gross funded income for FY 2022 increased by
34% YoY to SAR 7,613mn from a 40% increase in
funded investment income and a 33% rise in
financing income.
■ Gross funded income is attributable to 45% retail,
36% corporate and 18% treasury segments.
■ Income from financing makes up 85% of total
gross funded income and income from
investments comprises 15%.
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