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Investor Presentaiton

Senior Executive Team Curtis C. Simard President & Chief Executive Officer • Joined as President & CEO of Bar . Harbor Bank & Trust in June of 2013 Served as Managing Director of Corporate Banking for TD Bank • Over 25+ years of industry experience John Mercier • EVP, Chief Lending Officer Joined in April of 2017 Over 30+ years of experience in lending throughout the Northeast Josephine lannelli EVP, Chief Financial Officer & Treasurer ⚫ Joined in October of 2016 • Served as EVP CFO and Treasurer of Berkshire Hills Bancorp as well as other various management positions at PNC • Over 25+ years of industry experience Marion Colombo EVP, Director of Retail Delivery • Joined in February of 2018 Over 30+ years of experience, including Market President of Retail for TD Bank in Boston John Williams SVP, Chief Risk Officer ⚫ Joined in December of 2014 • 10+ years in various risk management roles within banking BAR HARBOR BANKSHARES Jason Edgar President, Bar Harbor Trust Services & Charter Trust Company ⚫ Joined in June of 2019 • Served as SVP, Director of Wealth Management at Berkshire Hills Bancorp and has over 20+ years industry experience Joseph Scully SVP, Chief Information Officer & Director of Operations • Joined in January of 2015 • Over 30+ years of experience in operations, technology & security experience, including the Department of Defense and Financial Institutions Alison DiPaola • . SVP, Chief Human Resources Officer • Joined in June 2013 Extensive human resources experience including being SHRM-SCP certified Over 10+ years of industry experience Joe Schmitt SVP, Director of Communications & Chief Marketing Officer • Joined in September of 2017 Over 25+ years of industry experience in Marketing and Product Management, including Head of Product Marketing at Santander and Chief Marketing Officer at Brookline Bank 8
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