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Investor Presentaiton

MyState Sub Debt Issue | Investor Presentation 9 Limited Proposed subordinated debt structure Issuer: Issuer Rating: Expected Issue Rating Documentation Instrument Offer Size Structure Format Margin Ranking MyState Limited (ABN 26 133 623 962) Baa2/P-2 Baa3 Information Memorandum, Pricing Supplement Subordinated Notes AUD25,000,000 10NC5 Floating (quarterly payments) at the aggregate of 90 day BBSW plus the Margin [*] Subordinated Notes will constitute direct, subordinated and unsecured obligations of the Issuer ranking in a Winding-Up as set out in Condition 4.3, subject to the provisions for Conversion and Write-off, pari passu with all Equal Ranking Instruments. The claims of Holders against the Issuer in respect of Subordinated Notes that have not been Converted or Written- off will: (A) be subordinated in right of payment to the claims of all Senior Creditors and all such claims of Senior Creditors shall be entitled to be paid in full before any payment shall be paid on account of any sums payable in respect of such Subordinated Notes; (B) rank equally with the obligations of the Issuer to the holders of other Subordinated Notes that have not been Converted or Written-off, and the obligations of the Issuer to holders of Equal Ranking Instruments; and (C) rank prior to, and senior in right of payment to, the obligations of the Issuer to holders of Ordinary Shares and other Junior Ranking Capital Instruments. This is a summary of the proposed Terms and Conditions for MyState Limited Subordinated Notes - Further information and complete terms in connection to any issuance is included in the Information Memorandum dated 23 December 2016 as supplemented by the preliminary Pricing Supplement dated 29 June 2020
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