Awards & Recognitions

e. Net Stressed Assets Section 8: Risk Management & Asset Quality Net Stressed Assets reduced significantly to only 0.8% of total Assets Net stressed Assets = Net NPA + Net SRs + Net Restructured Assets (OTR) 2.0% Reduction of 59% 0.8% Mar-22 Net NPA Net Restructured Assets (OTR) Net SRs Mar-23 Net Stressed Assets / Total Assets The Bank has reduced the net stressed assets, both in absolute value and as % of the total assets. This indicates lower NPA levels going forward. The restructured pool of the Bank has reduced by 60% in FY23 It forms 0.59% of the overall Loans & Advances as of March 31, 2023 as compared to 1.84% as of March 31, 2022. 47 IDFC FIRST Bank

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