Investor Presentaiton
Safeguards before incurring losses at PoNV
- capital requirement-based corrective measures
We will be required to meet various capital requirements before reaching a point of non-viability ("PoNV")
SMFG
CET1 ratio
Capital requirement*2
8%
14.45% *1
(excl. Net
G-SIB buffer
[Backet 1] (1.0%)
7%
unrealized
gains on
other
securities:
12.1%)
5.125%-
CET 1 ratio
(Basel III
fully-loaded
4.5%
basis)
0%-
*1 As of the end of Mar. 22
*2 Excluding countercyclical buffer
Actions
Capital conservation
buffer (2.5%)
Capital remediation plan to be required
Capital distribution to be limited (including
dividend on and buy-back / redemption of
common equity and AT1 instruments)
CET1 can be generated by write-down
of AT 1 instruments
Pre-determined
recovery plan to
be implemented
at certain
trigger level
Minimum CET1
requirement
(4.5%)
Prompt corrective action to be implemented
PONV - suspension of payment or having negative net worth
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