FY23 Results - Investor Presentation
Income (Continuing)
| YoY Income growth benefited from OPR hikes and stronger Treasury & Markets income
Business Segments
Q3FY23
Q4FY23
QoQ Change
FY22
FY23
YoY Change
(RM' mil)
Wholesale Banking
395
387
(2%)
1,286
1,501
17%
Investment Banking
89
84
(6%)
347
322
(7%)
Retail Banking
498
454
(9%)
1,673
1,878
12%
Business Banking
180
175
(3%)
558
681
22%
Group Funding & Others
51
28
(45%)
229
169
(26%)
Total Income - Banking
1,213
1,128
(7%)
4,094
4,551
11%
Insurance
18
32
74%
7
57
>100%
Total Income
1,231
1,160
(6%)
4,100
4,608
12%
Underlying (exclude mod gain)
1,034
955
Underlying (exclude mod gain)
1,010
962
1,022
1,156
Underlying (exclude mod gain)
1,217
1,151
3,961
4,546
4,608
RM' mil
I
4,100
1,110
1,231
1,173
1,160
950
1,067
1,058
(62)
1,044
989
986
260
281
243
213
221
205
(17)
(14)
བྷཝ
301
(139)
336
(33)
(48)
(22)
(34)
(24)
(9)
I
3,498
3,151
913
930
786
815
769
781
831
824
Q1FY22
Q2FY22
Q3FY22
Q4FY22
Q1FY23
Q2FY23
Q3FY23
Q4FY23
FY22
FY23
■Non-interest Income
Net modification gain
■Net Interest Income
AmBank Group
FY23 Results - Investor Presentation
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