Investor Presentaiton

Aiming to reach a living income Estimated annual net income for a cocoa-farming family in Côte d'Ivoire (CHF) 7000 Living Income Benchmark 8 6000 5000 4000 3000 2000 1000 0 2,3 Baseline Baseline data assumes average productivity (620 kg/hectare) and farm size (3.5 hectares) Net cocoa income Premium Acceleration period Projected after two years, the initial increase in income from greater yields and additional sources, further supported by incentives Diversified income Ambition Doubling baseline net income and reaching Living Income Benchmark, adjusted by KIT using OECD factor for household size¹.2 Incentive = Net income Bank of America - March 2022 Average cost of living for a cocoa-farming family in Côte d'Ivoire (CHF)1 7000 UNEXPECTED EVENTS 6000 HOUSING 5% 11% 5000 EDUCATION & HEALTH 36% 4000 .✈ Living Income Benchmark Living income benchmark, adjusted by KIT using OECD factor for household size of 3.82 adults and 2.96 children 2 3000 2000 FOOD 48% 1000 0 Nestle Good food, Good life

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