Bajaj Finserv Financial Overview
Provisioning Coverage - Consolidated
B
BAJAJ
FINSERV
USD 1 INR 75
Values in MM
Consol AUM
PCR
GNPA %
NNPA %
Assets Under Management
GNPA
NNPA
30 Jun 2020
(%)
30 Jun 19
31 Mar 20
30 Jun 20 30 Jun 19
31 Mar 20
30 Jun 20
Auto Finance Business
1,707
110
40
63%
5.19%
6.47%
5.80%
2.14%
3.08%
2.21%
Sales Finance Business
1,231
15
LO
5
68%
1.16%
1.33%
1.03%
0.27%
0.35%
0.33%
Consumer B2C Business
3,896
51
12
76%
1.63%
1.62%
1.36%
0.45%
0.49%
0.32%
Rural Sales Finance Business
279
1
0
77%
0.97%
0.55%
0.16%
0.31%
0.10%
0.04%
Rural B2C Business
1,371
18
CO
6
68%
1.63%
1.53%
1.30%
0.61%
0.51%
0.42%
SME Lending Business
2,437
37
11
70%
1.64%
1.70%
0.89%
0.35%
0.56%
0.27%
Securities Lending Business
528
0%
0.00%
0.00%
Commercial Lending Business
Mortgages
810
0
0
10%
0.61%
0.03%
0.04%
0.26%
0.03%
0.03%
6,150
27
17
38%
1.19%
0.53%
0.69%
0.86%
0.34%
0.43%
Total
18,407
258
91
65%
1.60%
1.61%
1.40%
0.64%
0.65%
0.50%
GNPA reduced by 21 bps on a sequential basis and 20 bps Yo Y; NNPA reduced by 15 bps on a sequential basis and 14 bps Yo Y
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