Investor Presentaiton

Attractive business mix to drive financial performance Tietoevry Create Tietoevry Banking Tietoevry Care Tietoevry Industry CURRENT REVENUE MIX GROWTH LONG TERM POTENTIAL EBITA adj. DRIVERS High Around group average • . Leading capabilities addressing global market demand Expand markets and scale incl. M&A . Medium Above group average High Above group average • Medium Above group average • Competitive software and as-a-service offering Investments into Banking-as-a-service for growth and expansion incl. M&A Competitive software with market expansion potential Investments for growth incl. M&A Fit for purpose software and solutions Competitive software, customer knowledge and installed base Customer base and knowledge built over the years Tietoevry Transform Lower Below group average • • Invest to managed services automation Tietoevry Connect Lower Below group average • Automated operations Partnerships to drive scale against price erosion tietoevry Indicative growth profile: High: >8% Medium: 3-8% Lower: <3% Business profiles with restated numbers to be available prior to Q1'22 report 12

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