4th Quarter 2023 Highlights
OLD REPUBLIC
General Insurance - Premium
The General Insurance segment has achieved sustained growth and stable underwriting profitability
Long-term growth with a willingness to contract when rate levels are inadequate
☐ Specialty niches through agent & broker distribution
Customer service orientation across 115 local offices
☐ Approximately 72% casualty; 28% short-tailed lines
☐ Relatively low property-cat exposure; protected by reinsurance
Net Premium Earned
Other, 7%
$4.50
Home and Auto
Warranty, 8%
$4.12
$4.00
$3.50
Inland Marine
& CMP, 11%
Commercial
auto (principally
trucking), 41%
$3.00
Billions
$2.50
$2.00
$1.50
Financial
Indemnity, 8%
$1.00
Workers
Compensation, 19%
$0.50
General
Liability, 6%
$-
09
10
11
12
13 14
15 16
17
18
19 20 21
22 23
Based on YE 2023 data
12View entire presentation