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Investor Presentaiton

For personal use only NON CASH EARNINGS NON CASH EARNINGS IMPACTED BY ME BANK ACQUISITION $ million Cash earnings after tax Intangible asset review and restructure charges Employee pay and entitlement review ME Bank transaction costs ME Bank integration costs Other Non-Cash Items Total Non-Cash Items Statutory net profit after tax BOQD GROUP FY21 FY20 2H21 1H21 ME Bank¹ BOQ + ME² FY21 389 225 224 165 23 412 (80) (3) (3) (6) (8) (6) (6) (19) (16) (3) (19) (7) (7) (2) (9) (5) (22) (3) (2) (1) (6) (37) (110) (26) (11) (6) (43) 352 115 198 154 17 369 Bank of Queensland Limited 2021 Full Year Results Presentation (1) Earnings from ME Bank for the period 1 July 2021 to 31 August 2021 (2) Including earnings from ME Bank for the period 1 July 2021 to 31 August 2021 19
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