Investor Presentaiton

Key Growth Strategies 28 6 ד Continued Focus on Existing Segment & strengthen focus on SME Ticket Size in INR 0.5 - 1.5mn range in HL and SME • Large headroom in new to credit, retail segment • Different templates of customer profiles to increase business while managing risks Deeper Penetration in Existing Markets & Expand in new markets Increasing penetration and Contiguous expansion Branch expansion in new markets - Odisha and Maharashtra Continued focus on productivity & Credit Cost . Focus on productivity, Credit Cost and Opex • Continue to improve credit ratings, Cost of funds. APTUS Ⓡ

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