2Q2023 Financial Performance Summary

Financial Performance 2Q2023 Result Summary Income Statement • Net Interest Income at Rp 3.46 tr (-15.7% YoY) PPOP at Rp 1.31 bn (-23.1% YoY) • LLP at Rp 190 bn (-2.1% YoY) • Net Income at Rp 909 bn (-24.1% YoY) Balance Sheet . • Total Loans at Rp 113.2 tr (+9.5% YoY) • • • Total Financing at Rp 8.0 tr (+17.4% YoY) Total Deposits at Rp 129.1 tr (-3.1% YoY) Total Asset at Rp 177.7 tr (+3.1% YoY) NIM at 4.8% (-90 bps YoY) Ratios (bank only) • ROA (Net) at 1.1% (-42 bps YoY) • • ROE (Net) at 11.7% (-546 bps YoY) NPL (Gross) at 1.2% (-12 bps YoY) bank bjb 11

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