New Business Organisation

BNP PARIBAS Develop Large-scale Industrial Projects In progress ■ Leasing: merger of BNP Paribas Lease Group and Locafit to create a leader in the Italian leasing market Under assessment ■Mortgage loans: migration of Banca UCB and BNL to common IT platform ■ Consumer finance: co-operation opportunities between Findomestic* and BNL in revolving cards, personal loans and salary loans Industrial projects offering significant potential for revenue and efficiency gains BNL Grupp BNP PARIBAS * 50/50 JV with Cassa di Risparmio di Firenze International Retail Banking and Financial Services 111

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