Investor Presentaiton

Overview of Macquarie Operating Groups 1Q24 Update Outlook Appendix Business capital requirements¹ 1Q24 business capital requirements excluding FX remain largely unchanged 29.0 27.0 0.1 0.1 $A25.0b 25.0 23.0 21.0 19.0 17.0 15.0 (1.3) 0.1 0.2 (0.2) Broadly offset by FCTR² $A1.4b increase over 2H233³ 2.4 $A26.4b 0.0 0.1 (0.3) 0.3 0.1 $A26.5b (0.1) Broadly offset by FCTR² $A0.1b increase over 1Q24 13.0 Sep-22 MAM BFS CGM MacCap Corp FX Regulatory Changes Mar-23 MAM BFS CGM MacCap Corp FX Jun-23 1. Regulatory capital requirements are calculated at 10.25% of RWA in accordance with Prudential Standard APS 110 - Capital Adequacy which came into effect on 1 Jan 23. Capital requirements for Sep 22 remain at 8.5% of RWA. 2. The FCTR reserve forms part of capital supply and broadly offsets FX movements in capital requirements. 3. 2H23 business capital requirement reduced by $A0.8b excluding FX movements and regulatory changes. 4. Relates to APRA's new UQS Bank Capital Framework which came into effect from 1 Jan 23. O Macquarie Group Limited 1Q24 Key drivers BFS • Growth in home loans and business banking CGM • Reduction in credit risk capital driven by lower commodity prices and exposures Macquarie Capital Increase due to equity and private credit deployment 43

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