Investor Presentaiton

Credit Quality Net impaired loans and PCL ratios (bps) 156 56 Net impaired loans as a % of net loans and acceptances (bps) Provision for credit losses as a % of net average loans and acceptances (bps) 100 52 52 50 50 48 46 46 38 41 34 37 34 34 43 39 38 IFRS 39 39 45 34 37 33 IFRS 9 106 32 32 24 24 -3 TD Q3 2022 25 25 20 22 22 + Q3 2022 17 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 9 56

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