HDFC Corporate Update

Operational & Financial Highlights: Mortgages GHDFC HOUSING ACROSS INCOME GROUPS In Value terms HIG 43% Housing Loan Approvals Based on Income Slabs H1FY22 In Number terms HIG 21% MIG 43% MIG 49% LIG / EWS 14% LIG/EWS 30% Economically Weaker Section: Up to Rs 0.3 mn p.a Middle Income Group: Above Rs 0.6 mn to Rs 1.8 mn p.a. Housing Loans to EWS & LIG Segments Low Income Group: Above Rs 0.3 mn to Rs 0.6 mn p.a. High Income Group: Above Rs 1.8 mn p.a. 30% of home loan approvals in volume terms and 14% in value terms has been to the EWS & LIG segments Average home loan - EWS: Rs 1.11 mn, LIG: Rs 1.94 mn Credit Linked Subsidy Scheme (CLSS): HDFC has the highest number of beneficiaries at over 270,000, with cumulative disbursements of Rs 459 bn and a subsidy amount of Rs 63 bn. 16

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