Global Wealth Management and Banking Overview

Automotive Finance • Canada's leader in automotive finance • Provide personal and commercial dealer financing solutions, in partnership with seven leading global automotive manufacturers in Canada • Portfolio decreased 4.0% year-over-year¹. Personal down 2.1%, Commercial down 18.4% Commercial 12% AVERAGE Near-Prime 7% ASSET MIX Retail $43.2B1 100% Secured 81% Prime Retail Exclusive Relationships MAZDA VOLVO POLESTAR JAGUAR/LAND ROVER Semi-Exclusive Relationships* HYUNDAI CHRYSLER GENERAL MOTORS TESLA * 1 to 2 other financial institutions comprise Semi-Exclusive relationships Market Share Prime Retail Market Share² Near-Prime Retail Market Share³ Commercial Floorplan Market Share4 36% 64% 77% 23% 73% 27% ૭ Asset Growth $44.4B $43.5B $42.3B $39.7B $37.1B 2016 2017 2018 2019 2020 1 For the three months ended January 31, 2021; 2 CBA data as of October 2020, includes RBC, CIBC, Canadian Western Bank, National Bank, TD, Scotiabank, Laurentian Bank; 3 Dealer Track Portal data, includes all Near-Prime Retail providers on Dealer Track Portal, data for January 2021 originations; 4 Includes BMO, CIBC, RBC, Scotiabank, TD, HSBC, Canadian Western Bank, Laurentian Bank, data as of June 2020 23

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