Q3-15 Financial Results Highlights slide image

Q3-15 Financial Results Highlights

Emirates NBD Profile Operating Environment UAE Economic Update Emirates NBD Highlights 2015 real GDP growth forecast revised lower to 4.0% from 4.3%, and down from 4.6% in 2014. Oil production is up 2.8% year-to-date. Activity in the UAE non-oil private sector has slowed this year. Average PMI in the first ten months of 2015 was 56.5, down from 58.1 in the same period last year. UAE PMI eased further to 54.0 in October, the lowest reading in two-and-a-half years, suggesting a slower pace of expansion at the start of Q4. • Although new orders (57.6) and output (56.9) indices have declined, they are well above the neutral 50-level, indicating robust growth. Real GDP Growth Forecasts Country 2012 2013 2014 2015F 2016F UAE 6.9% 4.3% 4.6% 4.0% 4.5% China 7.7% 7.7% 7.3% 7.0% 6.7% Eurozone -0.8% -0.3% 0.9% 1.5% 1.8% India* 4.8% 4.7% 6.9% 7.4% 8.0% Japan 1.8% 1.6% -0.1% 1.0% 1.5% UK 0.7% 1.7% 3.0% 2.5% 2.3% US 2.3% 2.2% 2.4% 3.0% 3.0% Saudi 5.4% 2.7% 3.5% 3.0% 2.5% Egypt** 3.3% 2.1% 2.2% 4.5% 4.2% *India data refers to fiscal year (Apr-Mar) **Egypt data refers to fiscal year (Jul-Jun) Source: Haver Analytics, Bloomberg, Emirates NBD Research UAE Oil production Appendix Strategy M bpd Financial & Operating Performance 3.5 3.0 2.5 2.0 1.5 3 2 2 1.0- 0.5 0.0 Dec-10 Mar-11 Jun-11 Sep-11 Dec-11 Mar-12 Jun-12 Sep-12 Dec-12 Mar-13 UAE Oil Production (Ihs) Source: Bloomberg, Emirates NBD Research Jun-13 Sep-13 Dec-13 OPEC oil price (rhs) 유 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Sep-15 140 120 100 ༈ ༄ ༅ ྂ 8༠ USD per barrel 54 550 52 56 58 60 62 UAE PMI - Non Oil Private Sector Activity Sep 11 Jan 12 May Sep Jan 12 12 13 13 13 Source: Markit/ Emirates NBD ■UAE PMI: Output རྗ May Sep Jan May Sep Jan May Sep 14 14 14 15 15 15 3
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