2023 Fourth Quarter Investor Presentation
Leading Midwest Regional Bank with Scaled,
National Businesses
$187B
Assets
$149B
Deposits
$121B
Loans and Leases
Established Market Leadership
Industry Leading Consumer and Business Franchise
#1
JD Power
Mobile App
5 Years
in a row¹
Nationally
consumer checking
households
MSA's Top 5 Deposit
Rank5
69%
54%
⚫ 3.2 million
#1
SBA Lender
5 Years
in a row²
•
Stable, high quality
deposit base
•
Leading brand
HBAN Peers
Compelling Results
✓ Top 20 U.S. Bank by Deposits
✓ Top-tier total loss absorbing
capacity with 11.8% CET1
(Reported and Adjusted for ACL)
Distinguished brand, talent,
and culture
Strong risk and credit
management through
the cycle
Scaled National Commercial Franchise
4x
Increase to
Commercial
Bank Size³
Diversified Businesses
Consumer/Commercial
•
Strong base of
Leading
operating deposits
Asset
Finance
Businesses
.
#5 Equipment
Finance4
Loans
and
45%
43%
55% Leases
Deposits
57%
Top-tier distribution
finance
Note: All stats as of 3Q23 (ADB) unless otherwise noted
See notes on slide 60
Best Large
Employers
Forbes6
#1 NPS7
Net Promoter Score
2023 Fourth Quarter Investor Presentation | 6
HuntingtonView entire presentation