Bank of Georgia Financial Overview 2021
EVOLUTION OF CAPITAL RATIOS AND UPDATE ON MINIMUM
CAPITAL REQUIREMENTS
31
EVOLUTION OF CAPITAL RATIOS DURING 2021
Capital
ratios
DEC-20
2021
profit
Business
growth appreciation
GEL
Dividend
Tier 2
facility
impact
Capital
ratios
DEC-21
Potential impact
of a 10% GEL
devaluation
CET1 capital adequacy ratio
10.4%
5.1%
Tier I capital adequacy ratio
12.4%
5.1%
-2.4%
-2.6%
0.5%
-0.4%
13.2%
-0.8%
0.5%
-0.4%
15.0%
-0.7%
Total capital adequacy ratio
17.6%
5.1%
-3.2%
0.4%
-0.4%
-0.2%
19.3%
-0.6%
EXPECTED MINIMUM CAPITAL REQUIREMENTS FOR 2022-2023
Bank of Georgia's minimum capital requirements, reflecting the full loading of Basel III capital requirements, to be completed
in 2023, which remain subject to ongoing annual regulatory reviews, are currently expected to be as follows:
DEC-22
DEC-23
CET1 capital requirement
11.9%
12.2%
Tier I capital requirement
14.2%
14.6%
Total capital requirement
17.8%
17.8%View entire presentation