Investor Presentaiton

Bank of Queensland Highlights of the integration No Community Bank branches or Owner Managed Branches will be closed and distribution footprint will continue to expand Both brands will be maintained and grown Continuing investment in BEN's Community Enterprises, ensuring the ongoing sustainability of local communities and economies BEN and BOQ headquarters will be maintained with functions split between locations BOQ's IT partner EDS has made a commitment to BOQ to consider establishing a presence in Bendigo 13

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