Investor Presentaiton

Index ANZ Green Bonds ANZ Overview 1H15 Result Overview Treasury Credit Quality All figures within this investor discussion pack are presented on Cash basis in Australian Dollars unless otherwise noted. In arriving at Cash Profit, Statutory Profit has been adjusted to exclude non-core items, further information is set out on page 86 of the 2015 Half Year Consolidated Financial Report. Common growth rate abbreviations used in this presentation include PCP: Prior comparable period growth rate; HoH: Half on Half growth rate 3 10 18 25 34 ANZ 2

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