Investor Presentaiton

LIFE CONSULTANT DISTRIBUTION - BROAD MARKET COVERAGE WITH ACCESS TO NEARLY ALL OF JAPANESE POPULATION Branch offices established in substantially all prefectures Prudential training supports emphasis on death protection products and needs-based selling Serving expanding need for retirement income security products Teachers Association and other affinity group relationships provide recurring sources of new business Osaka area 1) As of June 30, 2018. Prudential Tokyo Investor Day 9.27.2018 82 branch offices supporting Life Consultants (1) Tokyo area 5

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