Investor Presentation Q1 FY 23

Well Diversified Advances Advances by Segment (%) 49.4% 50.6% ■Wholesale ■ Retail Retail Advances Breakup (%) -3.2% 5.3% 8.4% 24.7% • . 83.3% of Wholesale Exposure is to A- or better rated customers Wholesale Exposure is well diversified across industries with top 10 industries accounting for only 28.7% of total exposure Bank is 5th largest Credit Card issuer in India with 5% market share in Cards in Force Microfinance Lending is well diversified across geographies with top 5 states accounting for 60% of total microfinance advances Increasing Focus on Housing Loans, Vehicle Finance and other retail 12.3% 46.0% ■Business Loans Credit Cards Housing Loans ■ Agri apno ka bank | RBL Bank ☐ Microbanking ■ Others 8

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