PitchSend

Investor Presentaiton

Health spending and food largest drivers of credit, emergency credit can protect against poverty Reasons for borrowing To extend or renovate or repair a house Don't know Cell phone, laptop or computer Other Own education To build a house Gift Monthly fees Bills, e.g. rent, electricity Clothes Give to another family member Child's education Start or invest in your own business Food House Medical Spending 0 5 10 15 20 25 25 >25% use credit for food 30 Percentage of those with credit 35 40 40 45 >40% use credit for house and health spending 50 FinScope 2015 53

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