Investor Presentaiton
LOAN QUALITY - Manageable During Pandemic
Non Performing Loan - by segment (%)
Special Mention - by segment (%)
BRI
Melayani Dengan Setulus Hati
NPL %
2016
2017
2018
2019
2020
SML %
2016
2017
2018
2019
2020
Micro
1.00
1.08
1.01
1.18
0.83
Micro
4.43
4.04
3.51
3.51
2.47
Consumer
1.18
1.05
1.03
1.10
1.49
Consumer
3.04
2.85
2.49
2.52
2.69
Small
2.95
3.01
3.14
3.17
3.61
Small
6.06
5.79
4.28
4.63
3.19
Medium
7.90
5.45
6.80
5.38
4.61
Medium
3.04
3.24
2.87
2.97
3.07
Corporate
5.40
6.91
5.49
8.75
12.58
Corporate
3.79
5.86
7.73
5.82
2.31
SoE
1.10
1.73
1.30
SoE
3.30
1.98
0.86
4.29
3.53
Total NPL
2.03
2.12
2.16
2.62
2.94
Total SML
4.28
4.12
3.65
3.93
2.75
Started in 2018, Loan has been adjusted due to reclassification of Trade Finance/LC Related Receivables from Loan to Other Earning Assets-Other Receivables
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