Q3 2014 Overview

Overview Scoti nk Brian Porter President & Chief Executive Officer Scotiabank Q3 2014 Overview Another good quarter Net income of $2.4 billion, or $1.8 billion excluding gain - Diluted EPS of C$1.40, up 9% from last year, excluding gain - and non-recurring items Reported ROE: 20.6% Revenue growth of 9% from last year, excluding gain and non-recurring items Capital position is very strong at 10.9% Repurchased 2 million shares under NCIB Quarterly dividend increased by $0.02 to $0.66 per share 4 Scotiabank 2

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