HDFC Q3 FY22 Financial Highlights

LOAN SPREADS HDFC WITH YOU, RIGHT THROUGH 12.00% 2.40% 10.29% 10.18% 10.00% 8.99% 2.35% 2.30% 8.09% 2.29% 8.00% 2.27% 2.30% 6.00% ◇ 2.26% 2.25% 4.00% 7.99% 7.91% 2.20% 6.70% 5.83% 2.00% 2.15% 0.00% 2.10% FY19 FY20 FY21 Apr-Dec21 Return on Loans Cost of Borrowings >>Spread Apr-Dec21 Spread earned on: Individual Loans 1.93% Non-individual Loans 3.25% Loan Book 2.26% 25

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