Investor Presentaiton
UKR
EXIM
BANK
Loss absorption capacity supported by
substantial loan-loss reserves coverage
69%
70%
116
104 66
69
46
48
2016
81%
75%
State commitment. Retained capital position
Stable capital position
21.7%
IFRS9 effect
15.1%
12.8%
*
137
9.6%
80
119 76
65
57
16.3%
13.0%
9.8%
5.8%
2017
2018
end 9m2019
Gross Loans, UAH bln
LLP, UAH bln
* 2018 increase inter alia due to IFRS9 effect
Impaired loans (Stage 3 & POCI)
LLP to Impaired loans, %
2016
2017
Tier 1 CAR
2018
Total CAR
end 9m2019
The Bank's capital adequacy has been supported by
capital injections from the State as a shareholder in 2014-2017
5.0
2014
9.3
7.7
2016
2017
The state remains supportive to the Bank given it's high systemic
importance
Fitch
"The Caal global local currency deposit rating assigned to
Ukreximbank is based on its caal Baseline Credit Assessment,
and our assessment of a very high probability of the bank
receiving government support in times of need."
"The propensity to provide support to Ukreximbank remains
high, in Fitch's view. This view takes into account the bank's
100%-state ownership, high systemic importance and the record
of capital support under different governments."
2019
Capital injections, UAH bln
Source: Ukreximbank IFRS financials,, managerial data
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