3Q 2023 INVESTOR PRESENTATION
Segmental Performance - Investments & Brokerage
Modest operating income growth in 9M 2023
SAR (mn)
مصرف الإنماء
alinma bank
Assets Under Management (SARbn)
9M 2023 9M 2022
A%
3Q 2023 3Q 2022
A%
-0%
74.7
75.9
73.5
76.2
75.6
Income from investments and financing,
net
78
68
+14%
24
22
+8%
Fees from services & other income
582
462
+26%
197
142
+39%
Total operating income
659
530
+24%
222
164
+35%
Total operating expenses
224
195
+15%
19
79
70
+12%
3Q 22
4Q 22
Income before Zakat
436
357
+22%
142
110
+29%
QoQ
+4%
1Q 23
-1%
2Q 23
-1%
3Q 23
+2%
Brokerage Trading Income (SARmn)
+54%
66.0
101.8
Brokerage Trading Values (SARbn)
82.9
-36%
52.7
Management Commentary
■ Investment and brokerage (I&B) operating income
rose by 24% YoY to SAR 659mn from 26% increase
in non-funded income.
■ I&B net income increased 22% YoY.
Brokerage trading income for 9M 2023 increased by
54% while brokerage trading values decreased 36%
YoY, and AUM decreased by 0.4% YoY.
9M 22
9M 23
9M 22
9M 23
3Q 2023 INVESTOR PRESENTATION
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