LRS 2023-27 Execution Plan

* Stagewise ECL provisioning - BHFL BAJAJ FINANCE LIMITED in Crore Gross Assets Receivable ECL Provision PCR % Stage 1 Stage 2 Stage 3 Stage 1 Stage 2 Stage 3 Stage 1 Stage 2 Stage 3 OTR* Normal OTR* Normal OTR* Normal Home Loans 36,062 113 101 Loan against property 5,209 Lease rental discounting 8,161 1 0 41 62 3252 70 182 29 19 19 39 0.5% 25.9% 18.4% 55.9% 34 10 10 14 14 0.7% 23.4% 15.6% 44.2% 0 53 Developer Finance 4,951 0 0 0 3889 0 0 0 0.6% 0.0% 0.0% 0.0% 0 0 0 0.8% 0.0% 0.0% 0.0% Rural Mortgages 1,801 20 43 255 11 LO 5 7 15 0.6% 23.3% 16.8% 60.0% Other loans 1,769 4 9 8 15 1 3 6 0.8% 23.9% 28.9% 67.5% Total as of 31 Dec 2022 57,952 179 215 135 333 45 38 74 0.6% 25.0% 17.7% 54.6% Total as of 30 Sep 2022 54,848 219 219 131 314 55 38 71 0.6% 25.1% 17.3% 54.2% Total as of 30 Jun 2022 49,878 244 248 134 283 62 42 78 78 0.6% 25.6% 16.9% 58.2% Represents non overdue OTR assets classified as Stage 2 65

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