H1 2023 Investor Presentation

KCB H1 2023 Investor Presentation Increased self-serve capabilities continue to drive revenue for the Bank while availing unmatched convenience for customers. Total NFI from digital channels KShs 4,937 M YoY growth of 21% 14 For People. For Better. Digital channels non funded income in H1 2023 (KShs M) Mobile banking Agency and Merchant POS 1,397 Internet Banking 351 YoY Change 3,010 6% 61% 72% ATMs 178 5%

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