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Investor Presentaiton

Consolidated Financial Position Highlights Rp billion Jun-22 Jun-23 ΔΥΟΥ Mar-23 AQOQ Placement in other Banks 1) 22,269 3,660 -84% 11,527 -68% Marketable Securities 2) 52,360 47,492 -9% 55,243 -14% Loans (gross) ³) 127,104 142,348 12% 137,562 3% Impairment Allowances (7,739) (8,223) 6% (7,615) 8% Total Assets 223,441 245,457 10% 239,866 2% Current Accounts 59,084 52,107 -12% 51,204 2% Savings 38,213 45,645 19% 42,654 7% Time Deposits 74,201 80,593 9% 74,957 8% Total Customer Deposits 3) 171,498 178,345 4% 168,815 6% Borrowings 4,723 4,734 0% 4,731 0% Subordinated Debt 149 150 1% 150 0% Total Liabilities 190,655 210,160 10% 204,507 3% Equity 32,786 35,297 8% 35,359 0% Core Capital (Tier 1) 31,425 33,475 7% 33,882 -1% Total Regulatory Capital 32,867 35,143 7% 35,431 -1% → OCBC NISP OCBCNISP Information Classification: Public Notes: 1) Including Placement in Bank Indonesia. 2) Excluding Securities purchase under resale agreement. 3) Including Sharia products. 23
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