Investor Presentaiton

Group Funding Profile December 31, 2020 • Demand deposits and time deposits from core private customers and their companies are the main funding sources • Strong capitalization Covered Bonds are the main long-term funding instrument 40 1% 5% 6% 7% 4% 15% Deposits Covered Bonds Short term banks Subordinated Senior unsecured TLTRO II Own capital 62 % ÀLANDSBANKEN

View entire presentation