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Transformation to CS First Boston

Net and gross margins Wealth Management 12 7 7 5 Adjusted net margin in bps 30 80 Swiss Bank 26 26 28 28 20 20 (11) 4Q21 1Q22 2Q22 3Q22 4Q22 4Q21 1Q22 2Q22 3Q22 4Q22 83 83 82 71 76 70 70 74 70 70 Adjusted gross margin in bps 4Q21 1Q22 2Q22 3Q22 4Q22 4Q21 1Q22 2Q22 3Q22 4Q22 Adjusted net revenues in CHF mn 1,345 1,506 1,444 1,355 1,107 1,039 1,022 1,047 956 931 Adjusted pre-tax income in CHF mn 138 212 114 78 (155) 438 385 402 383 259 Average AuM in CHF bn 755 724 694 657 583 593 588 569 546 531 39 Note: Results excluding certain items in our reported results are non-GAAP financial measures. See the appendix of this presentation for detailed information and defined terms as well as important presentation and other information relating to non-GAAP financial measures, including reconciliations CREDIT SUISSE
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