Evolving Corporate Strategy and Financial Overview

Corporate Portfolio - Focus on Granular, Higher Rated Customers Corporate Loan Book (*crs) 1,34,150 1,27,010 1,21,766 1,14,429 1,09,463 Mar-22 Jun-22 Sep-22 Dec-22 Mar-23 Improving Risk Profile * BB+ & Below BBB-, BBB, BBB+ A-, A, A+ AA-, AA, AA+ AAA 23% YoY 23% 22% 22% 22% 24% 25% 24% 24% 6% QoQ 27% 26% 28% 27% 22% 24% 22% 23% 4% 4% 4% 4% Stressed telco at 1% Jun-22 Sep-22 Dec-22 Mar-23 Diversified Fee Mix Q4FY23 Sector Sector-wise Loan Mix (% of Total Loans) NBFCs (other than HFCS) Real Estate - Commercial & Residential Q4 FY23 Investment Banking 4.49% 6% 4.34% Gems and Jewellery 4.22% Loan Steel 2.42% Power Generation - Non Renewable 2.40% Processing 32% Food Beverages and Food processing 1.70% Road Projects (Operational) 1.69% Petroleum & Products 1.48% Power Generation - Renewable 1.45% Services 1.30% Others 20.79% Corporate Banking 46.27% Consumer Banking 53.73% Total 100.00% 12 * Includes fund and non-fund based exposure to corporate clients Other Cross sell 1% Foreign Exchange 24% Trade & Remittances 37% IndusInd Bank

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