TD Bank Financial Performance and Strategy Update

U.S. Retail Consistent Strategy How we compete Legendary service and convenience Grow and deepen customer relationships Differentiated brand as the "human" bank Productivity initiatives that enhance both the employee and customer experience Conservative risk appetite Unique employee culture TD Reported Net Income (US$MM) $2,234 $1,938 $2,007 $1,715 $1,318 $1,611 $1,815 $1,938 $2,053 $2,234 Adjusted¹ 2012 2013 2014 2015 2016 Q1 2017 Highlights C$ Total Deposits² $322B US$ $242B Total Loans 2 $191B $143B Employees 4 Customers 26,037 ~9MM Assets Under Administration $23B $18B Mobile Users 5 2.3MM Expecting earnings growth in the Assets Under Management Earnings³ $78B $60B Stores 1,257 $3.0B $2.3B ATMs5 2,399 1. See slide 6, footnote 1 for definition of adjusted results. There were no items of note in the trailing four quarters ending Q1/17. 2. Total Deposits based on total of average personal deposits, business deposits and TD Ameritrade Insured Deposit Accounts (IDAS) during Q1/17. Total Loans based on total of average personal and business loans during Q1/17. 3. For trailing four quarters ending Q1/17. 4. Average number of full-time equivalent staff during Q1/17. 5. Active mobile users defined as TD customers who have logged in using the U.S. mobile application within the last 90 days. Total ATMs includes store, remote, mobile and TD Branded ATMs. absence of rate increases 26 26

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