Wholesale Banking Strategy

PROFIT AND LOSS (in IDR bn) 30-Sep-20 31-Dec-20 31-Mar-21 30-Jun-21 30-Sep-21 YOY Net Interest Income 4,653 6,809 1,996 4,028 5,947 28% Non Interest Income 1,738 2,329 386 930 1,512 -13% Revenue Operating Expense 6,391 9,138 2,382 4,958 7,460 17% 3,697 5,375 1,311 2,615 4,005 8% Staff costs 1,966 2,789 699 1,376 2,092 6% Promotion costs 56 120 23 56 113 99% Other cost 1,674 2,465 590 1,183 1,801 8% Pre Provision Operating Profit 2,694 3,763 1,071 2,343 3,455 28% Provision for losses 1,882 2,168 420 1,504 2,358 25% Operating Profit 813 1,595 650 838 1,096 35% Non Operating Income 20 20 4 23 27 31% Profit Before Tax Tax Profit After Tax 833 1,615 654 861 1,123 35% (404) (894) (161) (222) (292) -28% 430 722 494 639 831 93% Source: Published report (consolidated). 62 52

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