Vision 2025 slide image

Vision 2025

Significant Liquidity and High-Quality Securities Portfolio High quality, $3.2 billion cash and investment portfolio with $9.8 billion remaining collateral and lines as a source of additional potential liquidity Cash & Securities / Total Assets FY 2015 FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 WAFD Peers Cash and Securities Composition 2 High Quality US Govt Bonds, 36% Backed, 43% Cash, 20% Total Cash and Securities: $3.2Bn 2 Cash and Securities/Total Assets: 15%2 Source: SNL Financial, Company Filings 1 Peers represent Proxy Peers as specified in the Company's latest Proxy Statement 2 As of 12/31/2022 WaFd Bank As of 12/31/2022, WAFD maintains over $3.2bn of balance sheet liquidity. Cash and Securities is 15% of assets Investment Portfolio targets low credit risk / moderate duration 64% Cash, US Government-backed Agency Bonds and MBS 2 • Yield on the Investment Portfolio is 3.75% 19
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