Highlights of Q3 FY22 Results
Highlights of Q3 FY22 Results
Earnings
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Net Profit grew by 117% YoY basis to reach Rs. 281 crore in Q3-FY22
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Core operating profit (excluding trading gains) grew by 54% YOY to reach Rs. 745 crore
Section 1: Executive
Summary for Q3 FY22
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NII grew by 36% on a YoY basis to reach Rs. 2,580 crore in Q3-FY22. NIM stood at 5.90% excluding interest income pertaining to
prior period for one telecom account. Including the same, NIM is at 6.18% for the quarter.
Fee and Other Income grew by 13% QoQ and 28% YoY to reach Rs. 744 crore in Q3 FY22
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Core operating income (excluding trading gains) grew by 34% YOY to Rs. 3,324 crore in Q3-FY22
Provisions other than tax were lower by 32% Y-o-Y basis at Rs. 392 crore in Q3-FY22
Deposits
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CASA balance: Grew by 18% YoY basis to reach Rs. 47,859 crore
✓ CASA ratio: 51.59% as of Dec 31, 2021, as compared to 48.31% as of Dec 31, 2020
✓ Avg. CASA Ratio: 50.54% as on Dec 31, 2021, as compared to 44.66% as on Dec 31,2020
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Customer Deposits: Grew by 11% YoY to reach Rs. 85,818 crore
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