Investor Presentaiton

Leading Bank in the Americas¹ Core markets: Canada, US, Mexico, Peru, Chile and Colombia 7th largest bank by assets¹ in the Americas Full-Service, Universal Bank Canada Mexico Peru Chile Colombia Caribbean Uruguay Wholesale Operations USA UK Singapore Scotiabank (Reported) Revenue Change Q1/22 Y/Y $8,049MM Net Income $2,740MM +14% Return on Equity 15.8% +160 bps Operating Leverage² -0.6% n.a. Productivity Ratio² 52.5% +40 bps Total Assets $1.2T +7% 12.0% (20 bps) CET1 Ratio³ Ranking by Market Share4 USMCA Canada USA5 #3 Top 10 FBO Mexico #5 Pacific Alliance Peru #3 Countries Chile #3 Colombia #6 36 Australia Ireland Hong Kong SAR China Brazil India Japan (PAC) Earnings by Market6,7 1 Ranking by asset as at February 23, 2022, Bloomberg; 2 Refer to page 48 of the Management's Discussion & Analysis in the Bank's First Quarter 2022 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (November 2018); 4Ranking based on market share in loans as of December 2021 in Mexico, Peru and Chile, November 2021 in Colombia, as of October 2021 in Canada for publicly traded banks; 5 Ranking by asset as of September 2021; 6Net income attributable to equity holders of the Bank for the 3 months ended January 31, 2022; 7 May not add due to rounding C&CA -Other- PAC 3% 6% U.S.A 20% 65% Canada 6% 5

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