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Investor Presentaiton

4 Organizational resilience & ESG agenda: ESG Performance Environmental 1.27 mn kWh of energy savings €0.4 mn investment in energy-saving 1,800 tones paper recycled People >3,500 employees Social 1,717 cancer patients treated at the Bank of Cyprus Oncology Centre €221k raised for the Cyprus Anti-Cancer Society ~€70 m n cumulative investment for the Bank of Cyprus Oncology Centre Responsible services €5.9 bn loans (>25k customers) under payment holiday Group Financial Results for the nine months ended 30 September 2020 Governance 30% of the board of directors are female 22 internal audit tests finalised 3,146 customer relationships terminated for compliance reasons 36 #SupportCy1 Network Initiative €265k contributions to education 白百 * >27 ths hours of training conducted 91% of employees received feedback during interim performance assessments O T ~ €1.0 bn new lending ytd 83% of total transactions are through digital channels €70k contributions to health services €167k contributions to welfare 73% of customers are digitally engaged Data for the period 1 January 2020 to 30 September 2020 1) #SupportCY is a network of 82 companies and NGOs, initiated by Bank of Cyprus, during March 2020, with the aim to support the public services performing frontline duties during the Pandemic and the Society, in general Bank of Cyprus Holdings 44
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