Q1'22 Financial Update

Net fee income yearly comparison reflects the CIB business transfer. QoQ good commercial dynamics were reflected in 11% net fee income growth Net fee income (GBP mn) + Q1'22 Q1'21 YoY (%) QoQ (%) Transactional fees 77 81 -4.0 -1.3 Account admin. and 105 101 97 51 60 60 -15.2 -0.9 maintenance Transfers, drafts, cheques 77 20 and other orders 20 11 87.3 -3.9 69 Other transactional 7 10 -33.9 3.9 Investment and pension 14 16 -16.0 -8.9 funds Insurance 11 12 -5.2 -10.1 Other (25) (4) -31.4 Total net fee income 77 105 -26.6 11.4 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Santander 15

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