RAKBANK Investor Presentation - Q3/YTD Sep'2022
RAKBANK Investor Presentation - Q3/YTD Sep'2022
Balance sheet summary
Assets & Advances Growth [AED B]
Gross Loans & Advances
Total Assets
34.8
52.7
Dec '18
57.1
52.8
36.3
32.2
Dec '19
Dec '20
Breakdown of Investment Securities [%]
High Grade
Uper Medium Grade
Lower Medium Grade
Non Inv. Grade (Speculative)
5.4%
0.8%
18.6%
3.2%
13.9%
14.6%
30.7%
63.8
56.3
54.5
34.2
33.5
Dec'21
Highly Speculative
Extremely Speculative
Unrated
Equity and MF
Sep'21
36.0
Sep'22
Notes
RAKBANK
Simply Better
Gross Loans and Advances increased by AED 1.8B as compared to
Q4'21 contributing to a healthy growth in Total Assets
Lending in the Wholesale Banking increased by AED 268M a growth
of 4.2%, Retail Banking by AED 231M a growth of 1.3% and
Business Banking lending by AED 906M a growth of 11.2%
compared to Q4' 21
Breakdown of Loans by Geography [%] Q3'22
Breakdown of Asset by Type [%]
Abu Dhabi
Dubai
Sharjah
Ajman
Fujairah
Ras Al Khaimah
Umm Al Quwain
Off Shore
Cash & Bal. with UAE Central Bank
Due from other Banks
Inv. Securities
Other Assets
Net Loans and Adv.
4.2% 9.1%
16.9%
11.7% 11.4%
7.5% 0.2%
1.9%
0.3%
12.7%
7.5%
16.3%
9
59.4%
53.6%
Numbers may not add up due to roundingView entire presentation